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If you don’t have credit or your credit is bad (a score between 300 and 629), you have two options for private loans: Instead of focusing on credit, Ascent evaluates your application based on factors like earning potential, major and attendance in school.
You’ll receive up to 24 months of forbearance if you have trouble making payments, during which interest will continue to accrue.
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While MPOWER’s interest rates are relatively high, the lender offers a hard-to-find option: student loans for international students without requirements for a credit score or a co-signer.
You’ll be evaluated based on earning potential and positive payment history on your credit report, though not on your score.
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